Perlas CS

Perlas Group provides various financial services, such as collection of utility and other fees, cash transfers/withdrawals, prepaid phone bill replenishment, insurance brokerage services, loans, banking services, etc.

Perlas Group has a well-developed network of terminals where most of the above services are available. The terminals can be found in almost every supermarket or store in the country, which is very convenient for people as this also guarantees that financial services are available outside usual business hours.

The terminals “communicate” with the Commercial Service system, which serves as the “backbone” of the entire system: it processes requests received from the terminals, communicates with other systems (eg. insurance companies), calculates payments with customers/partners and records all of the data needed.

The network of Perlas terminals is still predominant in the country (there are more terminals than ATMs in Lithuania), but customers also want to use the services through channels such as mobile phones, self-service cash registers, etc. It’s therefore necessary to expand and make full use of the possibilities of the current Commercial Service system, adapting it to the changing customer needs.